Bitget App
Trade smarter
Buy cryptoMarketsTradeFuturesEarnSquareMore
daily_trading_volume_value
market_share59.36%
Current ETH GAS: 0.1-1 gwei
Hot BTC ETF: IBIT
Bitcoin Rainbow Chart : Accumulate
Bitcoin halving: 4th in 2024, 5th in 2028
BTC/USDT$ (0.00%)
banner.title:0(index.bitcoin)
coin_price.total_bitcoin_net_flow_value0
new_userclaim_now
download_appdownload_now
daily_trading_volume_value
market_share59.36%
Current ETH GAS: 0.1-1 gwei
Hot BTC ETF: IBIT
Bitcoin Rainbow Chart : Accumulate
Bitcoin halving: 4th in 2024, 5th in 2028
BTC/USDT$ (0.00%)
banner.title:0(index.bitcoin)
coin_price.total_bitcoin_net_flow_value0
new_userclaim_now
download_appdownload_now
daily_trading_volume_value
market_share59.36%
Current ETH GAS: 0.1-1 gwei
Hot BTC ETF: IBIT
Bitcoin Rainbow Chart : Accumulate
Bitcoin halving: 4th in 2024, 5th in 2028
BTC/USDT$ (0.00%)
banner.title:0(index.bitcoin)
coin_price.total_bitcoin_net_flow_value0
new_userclaim_now
download_appdownload_now
Fannie Mae Stock Quote: FNMA Market Data and Analysis

Fannie Mae Stock Quote: FNMA Market Data and Analysis

Looking for a Fannie Mae stock quote? Learn about FNMA's current market price, its unique position in the OTC market, historical performance since the 2008 crisis, and the regulatory factors influe...
2024-08-18 09:52:00
share
Article rating
4.7
118 ratings

The Fannie Mae stock quote is a vital indicator for investors tracking the U.S. housing finance sector. Officially known as the Federal National Mortgage Association (FNMA), Fannie Mae is a government-sponsored enterprise (GSE) that provides liquidity, stability, and affordability to the mortgage market. Since the financial crisis of 2008, its stock has navigated a complex regulatory environment, trading primarily on over-the-counter (OTC) markets rather than major centralized exchanges.

1. Introduction to Fannie Mae (FNMA)

Fannie Mae was established to expand the secondary mortgage market by securitizing mortgage loans into mortgage-backed securities (MBS). This process allows lenders to reinvest their assets into more lending, increasing the number of lenders in the mortgage market.

The Fannie Mae stock quote is tracked under the ticker symbol FNMA. Following the 2008 housing market collapse, Fannie Mae was placed under the conservatorship of the Federal Housing Finance Agency (FHFA). As a result, its shares were delisted from the New York Stock Exchange (NYSE) and now trade on the OTCQB Venture Market, which is designed for early-stage and developing U.S. and international companies.

2. Real-Time Stock Quote and Key Metrics

As of May 2024, the Fannie Mae stock quote has shown significant volatility and renewed interest from institutional traders. According to data from financial providers like Yahoo Finance and CNBC, the stock recently traded near the $8.35 mark, though prices fluctuate based on daily market sentiment and housing policy shifts.

  • Market Capitalization: Approximately $8.095 billion.
  • 52-Week Range: The stock has seen a wide delta, reflecting a 1-year return of over 440%, according to recent market indices.
  • Trading Volume: Average daily volume remains high for an OTC stock, often exceeding several million shares per day.
  • Valuation Ratios: Because the company is in conservatorship, traditional metrics like the P/E ratio may not reflect standard market dynamics, as the government sweeps a portion of profits.

3. Historical Performance and Price Trends

A historical look at the Fannie Mae stock quote reveals a dramatic journey. At its peak in 2001, FNMA reached an all-time high of $73.07. However, the 2008 subprime mortgage crisis led to a catastrophic decline, with shares dropping to pennies before being moved to the OTC markets.

In the 2024-2025 period, there has been a notable upward momentum. This trend is often tied to legal rulings regarding shareholder rights and speculation about the GSEs eventually exiting government conservatorship. Long-term charts from Macrotrends indicate that while the stock remains a fraction of its pre-crisis value, it has become a popular instrument for high-risk, high-reward speculative trading.

4. Corporate Structure and Conservatorship

Fannie Mae operates under a unique structure where it is privately owned but publicly chartered. The FHFA acts as the conservator, meaning it has the power to take over the assets and operate the company. This status significantly impacts the Fannie Mae stock quote because the federal government holds senior preferred stock and warrants that represent 79.9% of the common stock.

The company operates in two primary segments:

  • Single-Family: Provides liquidity for mortgages on properties with 1-4 units.
  • Multifamily: Supports the secondary market for mortgages on properties with 5 or more units.

5. Investment Analysis and Market Outlook

Financial analysts often provide a "Hold" or "Speculative Buy" rating for FNMA. According to MarketBeat, consensus price targets have occasionally reached as high as $12.88, though these are contingent on favorable legislative changes. Factors influencing the quote include:

  • Interest Rates: Rising rates can impact mortgage demand and the valuation of existing mortgage-backed securities.
  • Government Policy: Decisions by the Treasury or the FHFA regarding the "capital rule" or the release from conservatorship are the primary drivers of price action.

6. Trading Information for Investors

Because FNMA is an OTC stock, investors must use brokerages that support OTCQB trading. It is important to note that OTC stocks often have higher spreads and lower liquidity compared to NYSE-listed stocks. While traditional finance continues to monitor these assets, many modern investors are shifting toward diversified digital assets. If you are looking to diversify your portfolio beyond traditional mortgage entities, you can explore digital asset trading on Bitget, where transparency and liquidity are prioritized.

Risk factors for FNMA include political shifts, potential restructuring that could dilute common shares, and the ongoing legal battles between the U.S. government and private hedge fund investors.

7. Comparative Analysis

When analyzing the Fannie Mae stock quote, it is helpful to compare it with its sibling GSE, Freddie Mac (FMCC). Both stocks typically trade in tandem due to their shared regulatory environment. In contrast, private mortgage companies like Rocket Companies (RKT) trade on major exchanges and are not under government conservatorship, offering a different risk profile for those interested in the housing sector.

For those interested in exploring the future of finance and decentralized liquidity, Bitget offers a comprehensive platform for trading and market analysis. Staying informed on both traditional GSEs and emerging digital markets is key to a balanced investment strategy.

The content above has been sourced from the internet and generated using AI. For high-quality content, please visit Bitget Academy.
Buy crypto for $10
Buy now!

Trending assets

Assets with the largest change in unique page views on the Bitget website over the past 24 hours.

Popular cryptocurrencies

A selection of the top 12 cryptocurrencies by market cap.