does wells fargo sell stocks? Quick guide

Quick overview

Does Wells Fargo sell stocks? Yes — Wells Fargo sells stocks and a broad range of other securities through distinct brokerage channels. If you ask "does wells fargo sell stocks" you will find two primary routes: WellsTrade, a self-directed online and mobile brokerage, and Wells Fargo Advisors (including Wells Fargo Clearing Services), which offers advisor-led and agent-assisted trading.

This article explains in plain language how each channel works, how to open and fund accounts, which products are available, typical pricing, trading tools, limitations and regulatory protections, and where to get help. It is written for beginners and for readers who want a practical checklist for buying stocks with Wells Fargo.

Short answer (lead)

Yes — Wells Fargo sells stocks. Through WellsTrade you can place self-directed online and mobile trades for individual stocks and ETFs, including fractional shares in the mobile app; through Wells Fargo Advisors you can get advisor-assisted stock trades, managed portfolios, and additional products and service support. Note that WellsTrade does not offer direct cryptocurrency trading on its platform per public reviews; clients seeking crypto services typically use specialized crypto platforms.

As of January 15, 2026, major U.S. banks including Wells Fargo reported fourth-quarter results alongside other financial firms, underscoring the role of bank brokerages in markets (as reported by Yahoo Finance). Readers should check Wells Fargo’s official pages for the most current product and fee details.

Services and platforms

Wells Fargo separates its stock trading services into clear channels. Each serves different investor needs:

• WellsTrade — online and mobile self-directed brokerage
• Wells Fargo Advisors / Wells Fargo Clearing Services — full-service, advisor-led brokerage
• Other Wells Fargo investing options — robo/advisory and private bank wealth management

Below we describe each channel and what it offers.

WellsTrade (self-directed online & mobile)

WellsTrade is Wells Fargo’s self-directed brokerage offering for investors who want to place their own trades via website or mobile app. Typical features and selling points include:

• $0 online commissions for U.S.-listed stocks and ETFs placed online.
• Mobile app access with real-time quotes, watchlists, charting, and order entry.
• Stock Fractions (fractional share buying) available in the mobile app, allowing partial-share purchases with small minimums.
• Extended-hours trading windows for certain securities.
• Basic options trading capability (subject to approval and per-contract fees).
• Integration with Wells Fargo bank accounts for easy funding and transfers.

WellsTrade targets mainstream retail investors who want a simple, bank-integrated brokerage experience without a full-service advisor.

Wells Fargo Advisors / Wells Fargo Clearing Services (full-service brokerage)

Wells Fargo Advisors and the affiliated clearing entity provide advisor-led investing and more personalized service. Key features include:

• Access to licensed financial advisors for portfolio planning and trade execution.
• Phone and in-person branch support for placing trades and discussing strategy (not investment advice recommendations in this article).
• Ability to trade securities that often require agent assistance, including certain mutual funds and fixed-income products.
• Managed account solutions and discretionary portfolio management for clients who prefer professionals to handle day-to-day investing.

This channel is appropriate for investors who value human advice, deeper financial planning, and access to products that may not be fully available on the self-directed platform.

Other Wells Fargo investing options

H3: Intuitive Investor (automated investing)

Intuitive Investor is Wells Fargo’s automated/advisory product. It differs from self-directed trading: it creates diversified portfolios and manages them for clients based on risk profiles. While it gives access to equity exposure, it is a managed solution rather than a self-directed method to buy individual stocks.

H3: The Private Bank and wealth management

For higher-net-worth clients, The Private Bank and wealth management teams offer bespoke investment solutions, trust and estate services, and managed portfolios. These services combine banking, lending, and custodial solutions with advisor-led investing.

How to buy stocks with Wells Fargo

Asking "does wells fargo sell stocks" often leads to the practical next question: how do I buy them? The usual steps are straightforward.

1. Choose the right brokerage channel. Decide whether you want a self-directed WellsTrade account or a Wells Fargo Advisors relationship with an advisor.
2. Open an account. For WellsTrade, you can open an account online or in the mobile app. For Wells Fargo Advisors, you can arrange an initial meeting at a branch or by phone with a brokerage representative.
3. Select account type. WellsTrade supports taxable brokerage accounts and various IRAs (Traditional, Roth, SEP), and some custodial/education accounts may be available through advisor channels.
4. Fund the account. Link a Wells Fargo bank account or transfer funds from another bank or brokerage. Wells Fargo’s account linking typically simplifies funding and internal transfers.
5. Place your order. On WellsTrade use the website or app to search for a ticker and submit a market, limit, or qualifying order. With Wells Fargo Advisors, your advisor can place trades on your behalf, or you can place trades with a representative by phone.
6. Monitor holdings. Use the mobile app and online dashboard to view positions, check quotes, set alerts, and access research.

Notes on special features:

• Stock Fractions: In the WellsTrade mobile app you can buy fractional shares (often starting at a small minimum such as $10). Fractional trading allows investors to own part of a high-priced share.
• Account types: WellsTrade supports standard taxable brokerage accounts and common IRA types. For retirement accounts and custodial accounts, review eligibility and funding rules.

Products available

Wells Fargo’s channels offer a typical set of brokerage products. Availability varies between self-directed and advisor-assisted channels.

• Individual stocks and ETFs: Traded online via WellsTrade or through advisor channels. ETFs provide diversified exposure while individual stocks let you buy specific companies.
• Fractional shares / Stock Fractions: Mobile-app-only fractional purchases allow partial ownership of high-priced stocks and ETFs.
• Mutual funds: Both no-load and transaction-fee mutual funds are available; certain funds may require agent-assisted trades.
• Options: Available online for approved accounts with per-contract fees; approval depends on experience and account qualifications.
• Fixed income / bonds: Typically available via agent-assisted channels or advisor services; some bond listings may not be fully tradable on the self-directed platform.

H3: Products not offered on WellsTrade

Vendor reviews and public sources indicate some limitations for WellsTrade:

• No direct cryptocurrency trading on WellsTrade. Clients seeking cryptocurrency exposure must use specialized crypto platforms. If you are exploring crypto, consider dedicated exchanges and custody solutions (for Web3 wallets, Bitget Wallet is a popular option to explore separately).
• Limited futures or forex trading on the retail self-directed channel.

Always confirm current product availability on Wells Fargo’s official product pages before making decisions.

Pricing and fees

Fees change over time; the following summarizes typical fee structures historically associated with WellsTrade and advisor channels. Readers should verify the current fee schedule on Wells Fargo’s pricing page.

• Online stock and ETF trades: $0 commission (online execution for U.S.-listed stocks and ETFs).
• Agent-assisted stock/ETF trades: A typical fee (for example, $25) may apply when placing trades through a representative or advisor.
• Options: No base commission for online options trades but a per-contract fee applies (for example, $0.65 per contract online; agent-assisted options trades may carry higher fees).
• Mutual fund fees: Some mutual funds are no-transaction-fee (NTF) while others carry transaction fees; load or redemption charges may apply depending on fund type.
• Account fees: Outgoing transfer fees, paper statement fees, and certain account maintenance fees can apply depending on account type and activity.

Keep in mind that additional fees may include margin interest, regulatory fees, and miscellaneous service charges. Always consult the up-to-date Wells Fargo pricing and disclosures page for exact amounts and conditions.

Trading features, tools and research

WellsTrade and Wells Fargo Advisors provide a set of tools and research suited to mainstream investors and advisor clients. Typical capabilities include:

• Real-time market quotes, charting, and technical indicators on the web and mobile app.
• Stock screeners and research filters for fundamentals and price performance.
• Market research from Wells Fargo Investment Institute and third-party providers, available to clients via web portals and advisor meetings.
• Mobile app features: place trades, set alerts, access Stock Fractions, and enable dividend reinvestment plans (DRIP) where available.
• Portfolio tools: allocation models, watchlists, performance reporting, and LifeSync goal tools for planning and tracking progress.

For investors who rely on advanced algorithmic tools, direct API access, or complex order routing, WellsTrade may feel limited compared with specialized active-trader platforms.

Limitations, risks and disclosures

While Wells Fargo does sell stocks, prospective users should understand platform limitations and standard brokerage risks.

• Limited advanced trading features: Traders seeking sophisticated order types, direct market access, or an advanced derivatives desk may find WellsTrade’s tools more basic than specialized active-trader platforms.
• No direct cryptocurrency trading via WellsTrade: Based on public reviews, WellsTrade does not provide direct trading of cryptocurrencies on the self-directed platform. Investors interested in crypto should research regulated crypto exchanges and secure wallets (Bitget Wallet can be explored for Web3 custody and trading needs).
• Market risk: Securities, including stocks and ETFs, are subject to market risk. Investments are not insured by the FDIC simply because the brokerage is affiliated with a bank.
• Custody and clearing: Brokerage accounts are typically maintained through Wells Fargo Clearing Services, LLC or Wells Fargo Advisors, LLC as applicable. Accounts may be SIPC-protected up to standard limits.

Regulatory note: Brokerage accounts differ from bank deposits and are not FDIC-insured. Securities are subject to market fluctuations and potential loss of principal. Review account agreements and risk disclosures before trading.

Account types, eligibility and access

Wells Fargo supports common brokerage account types through its channels:

• Taxable brokerage accounts (individual and joint).
• Retirement accounts: Traditional IRA, Roth IRA, SEP IRA as available.
• Custodial and education accounts: May be available via advisor channels; check for specific account offerings.

Minimums and eligibility:

• Many WellsTrade accounts historically have $0 minimums to open; some managed or advisory accounts may require minimum balances.
• Verification typically requires standard identity and financial information. You can open accounts online, via the mobile app, by phone, or in-person at branch locations for advisor relationships.

Customer service and support

If you need help with trading or account questions, Wells Fargo provides multiple support channels.

• WellsTrade support: phone lines and online help. Typical contact numbers historically include 1-800-TRADERS (1-800-872-3377) for WellsTrade customer assistance and trade support. Check Wells Fargo’s official site for current phone numbers and hours.
• Advisor support and branch help: Wells Fargo Advisors clients can contact their advisor directly or visit branches for in-person meetings.
• Support channels: phone, in-app messaging, secure messages via online account portals, and in-branch support.

Service hours and response times vary. For time-sensitive trade execution, place orders via the trading platform rather than relying on phone support when possible.

Comparisons and alternatives

When readers ask "does wells fargo sell stocks" they often compare WellsTrade to other brokerage options. Below are key comparative points:

Strengths of WellsTrade and Wells Fargo brokerage services:

• Bank integration: Seamless links between Wells Fargo bank accounts and brokerage accounts can make funding and transfers convenient.
• Brand and advisor access: Large network of branches and advisors for clients who value in-person or advisor support.
• Research and institutional resources: Wells Fargo Investment Institute and advisor teams offer market research and planning tools.

Potential weaknesses:

• Limited advanced trading features: Active traders and algorithmic traders may find requirements lacking compared with specialized active-trader platforms.
• Cryptocurrency access: WellsTrade does not provide direct crypto trading; investors must look to specialized crypto platforms for that functionality.

Alternatives to consider depending on needs:

• Full-service advisor relationships for personalized planning and managed accounts.
• Automated robo-advisors for low-cost, hands-off portfolio management.
• Specialized online brokerages for sophisticated trading tools, advanced order types, or direct cryptocurrency trading.

If your interest is specifically in cryptocurrencies or Web3 custody, consider dedicated crypto platforms and wallets such as Bitget Wallet for secure custody and integrated Web3 features.

Regulatory, custody and security information

Custody and clearing

• Wells Fargo brokerage accounts are typically held and cleared through affiliated entities such as Wells Fargo Clearing Services, LLC or Wells Fargo Advisors, LLC. These entities operate under brokerage regulations and provide custodial services for securities holdings.

Investor protections

• SIPC membership: Brokerage accounts at Wells Fargo brokerage affiliates are typically covered by SIPC protection, which protects against the loss of cash and securities in case a brokerage firm fails, up to applicable limits. SIPC does not protect against market losses.
• Not FDIC-insured: Securities held in brokerage accounts are not FDIC-insured and are distinct from bank deposits.

Security features

• Standard security features include multi-factor authentication, secure login, encrypted sessions, and online account alerts. Clients should enable multi-factor authentication and monitor account activity regularly.
• For crypto custody or Web3 interactions, use purpose-built wallets and custody solutions and follow industry best practices. Bitget Wallet is recommended for Web3 custody and integrated crypto features (note: using a broker like WellsTrade does not substitute for secure crypto custody).

See also

• WellsTrade
• Wells Fargo Advisors
• Stock fractions / fractional shares
• Brokerage account fees and commissions
• SIPC and investor protections

References

• WellsTrade product and features pages (Wells Fargo official resources). As of January 15, 2026, consult Wells Fargo’s official pages for current product descriptions and fee schedules.
• WellsTrade commissions and pricing page (Wells Fargo official fee schedule). Verify current fees on Wells Fargo’s site.
• WellsTrade Stock Fractions documentation (mobile app fractional shares description).
• Wells Fargo Advisors informational materials describing advisor services and account types.
• External broker review summaries noting platform limitations such as lack of cryptocurrency trading on WellsTrade (e.g., U.S. News reviews and broker comparison write-ups).
• News coverage of bank earnings and sector context: As of January 15, 2026, Yahoo Finance reporting summarized fourth-quarter earnings for banks including Wells Fargo and broader market context.

Please consult the latest official Wells Fargo disclosures and product pages before making account or trading decisions.

Notes and editorial guidance

• Use the vendor’s up-to-date pages for pricing and product availability; fees and product availability change.
• Clearly distinguish between WellsTrade (self-directed) and Wells Fargo Advisors (advisor-led).
• This article is informational and not investment advice. Readers should consult a licensed advisor for personalized guidance.

Practical checklist: buying your first stock with Wells Fargo

1. Confirm you want self-directed trading (WellsTrade) or advisor service.
2. Gather ID and bank info to open an account.
3. Open the account online or in the app for WellsTrade; schedule an advisor meeting for a Wells Fargo Advisors account.
4. Fund the account by linking your Wells Fargo bank account or initiating an ACH/wire.
5. Search for the ticker and review price, liquidity, and fees.
6. Decide order type (market, limit) and place the trade in the app or via advisor.
7. Enable alerts, set up dividend reinvestment if desired, and monitor positions.

Common questions

Q: does wells fargo sell stocks directly in branches? A: Branches can facilitate introductions to advisors who can open brokerage accounts and assist with placing trades. Self-directed WellsTrade accounts are opened online or in the mobile app, while advisor-led trades are commonly placed via phone or by your advisor.

Q: does wells fargo sell stocks and crypto? A: Wells Fargo sells stocks via its brokerage channels, but it does not offer direct crypto trading on WellsTrade as of public reviews. For crypto services and custody, consider specialized crypto platforms and dedicated wallets; Bitget Wallet is a recommended Web3 custody option.

Q: does wells fargo sell stocks with fractional shares? A: Yes — WellsTrade’s mobile app typically supports Stock Fractions, allowing fractional-share purchases with small minimums.

Timely context from financial reporting

As of January 15, 2026, according to Yahoo Finance reporting, the fourth-quarter earnings season was underway with major banks reporting results. Wells Fargo was among banks reporting quarterly results that week. The earnings context highlights the continuing importance of brokerage and wealth-management services within large banks, and underscores that bank brokerages operate alongside broader market developments such as ETF flows, dealmaking, and sector leadership. Readers should note that bank performance and market conditions can affect client service offerings and product innovation.

Final notes and next steps

If your immediate goal is to buy stocks and you already bank with Wells Fargo, opening a WellsTrade account is a practical first step for self-directed trading; if you prefer guidance, contact Wells Fargo Advisors to arrange a consultation. Always verify current fees and product availability on Wells Fargo’s official pages before acting.

For readers exploring cryptocurrency or Web3 alongside traditional brokerage services, remember that Wells Fargo’s brokerage services do not provide direct crypto trading on the self-directed platform. For crypto custody and Web3 wallet services, consider Bitget Wallet as a secure option to manage tokens and decentralized assets. To compare options for trading stocks, fractional shares, and crypto custody, review platform features, fees, and security policies carefully.

Further exploration: consult Wells Fargo’s official WellsTrade and Wells Fargo Advisors pages for the most current details, and review SIPC and brokerage disclosure documents when opening an account.

If you want a focused walkthrough for opening a WellsTrade account or comparing fee examples side-by-side, I can provide a step-by-step checklist or a sample fee comparison table next.