does robinhood charge to transfer stocks?

Does Robinhood charge to transfer stocks?

This article answers the question "does robinhood charge to transfer stocks?" and walks you through the practical details: the standard outgoing transfer fee, common exceptions and reimbursements, which assets can or cannot move, timing and process, tax and cost-basis handling, and ways to minimize costs. Read this guide to decide whether to move positions in-kind, sell and withdraw cash, or keep assets inside Robinhood — and learn when Bitget services may offer useful alternatives.

Short answer (Executive summary)

Yes — in most cases, Robinhood charges a standard outgoing ACATS transfer fee for moving securities out of a Robinhood brokerage account. As of January 22, 2026, according to Robinhood Help Center materials, the typical outgoing ACATS (transfer out) fee is $75 and is assessed per account transferred. Robinhood also commonly reimburses incoming transfer fees (up to the same $75 cap) when you move assets into Robinhood and may exempt or treat internal transfers, cash withdrawals, and certain non‑transferable assets differently.

Note: "does robinhood charge to transfer stocks" appears in this guide multiple times to make the answer explicit and easy to find.

Transfer methods overview

When you move assets on and off Robinhood you generally use one of these methods:

• ACATS (Automated Customer Account Transfer Service): the standard broker‑to‑broker in‑kind transfer process used to move whole settled securities between custodial brokerages.
• Internal transfers between Robinhood accounts: moving assets between accounts you own inside Robinhood (fee‑free in most cases, subject to asset and account‑type rules).
• Cash withdrawals (ACH, wire, check): selling positions and withdrawing the resulting cash via ACH or wire transfer, or requesting a mailed check.
• Crypto transfers: crypto on Robinhood follows different rules — many crypto assets are non‑transferable out of Robinhood as native crypto, while Robinhood may allow limited transfer‑out methods for supported tokens.

Each route has different fees, timelines, and tax/recordkeeping consequences, so the answer to "does robinhood charge to transfer stocks" depends on which method you choose.

Fees associated with transferring stocks

Below are the fee types you may encounter when moving stock positions from or to Robinhood.

ACATS outgoing (transfer out) fee

• Standard fee: Robinhood charges a flat outgoing ACATS fee for transfers out of a Robinhood brokerage account. As of January 22, 2026, according to Robinhood Help Center guidance, the outgoing ACATS fee is $75 and is assessed per account transferred.
• Applied per account: If you move multiple accounts, each account’s transfer may incur its own outgoing fee.
• In‑kind vs cash: ACATS typically moves assets in‑kind (shares move rather than being sold for cash), so you avoid triggering sales, but the flat fee still applies.

Asking "does robinhood charge to transfer stocks" usually refers to this single flat ACATS outgoing charge.

Transfer‑in reimbursements (incoming transfers)

• Reimbursement policy: Robinhood generally reimburses transfer fees charged by other brokerages when you transfer assets into Robinhood, up to a stated dollar amount (commonly up to $75). Reimbursements are intended to encourage customers to consolidate with Robinhood.
• Minimum transfer value: Historically, reimbursements applied when a transfer met a minimum value threshold (for example, transfers above $2,000). As of January 22, 2026, according to Robinhood Help Center summaries, the reimbursement is commonly offered up to $75 for eligible incoming transfers meeting the platform’s minimums.
• Process: Reimbursement is usually provided after the incoming transfer completes and may require you to submit a request or it may post automatically; check the Help Center guidance and your account activity for details.

If you’re weighing "does robinhood charge to transfer stocks into Robinhood?" the short answer is that you typically won’t pay a fee to Robinhood to receive an ACATS transfer; Robinhood may reimburse the originating broker’s fee up to their stated cap.

Withdrawal fees and instant/debit withdrawals

• ACH (standard bank withdrawal): Generally free and suitable if you sell and withdraw cash; settlement timing and ACH processing times apply.
• Wire transfers: Some brokerages charge for outgoing wires. Robinhood’s cash withdrawal via bank transfer (ACH) is typically free; wires may carry a fee depending on the destination and service.
• Instant/debit withdrawal services: Robinhood may offer instant payout services for bank debit cards or similar products with small fees; these apply to cash withdrawals and are not ACATS transfers.

If you are asking "does robinhood charge to transfer stocks" but are open to selling and withdrawing cash instead, compare the non‑transfer fees and the tax/market implications of selling.

Other service and regulatory fees

• Regulatory pass‑throughs: Small regulatory fees tied to equity trades (e.g., SEC fees, FINRA TAF) can appear on trade confirmations — these are trade‑execution related, not transfer charges, but may affect the decision to sell vs transfer.
• Service fees: Optional fees for services such as mailed paper statements, overnight checks, or special account services might appear around transfer activity depending on requests you make.
• Receiving/delivering broker fees: The receiving or delivering broker may assess additional administrative charges; these are outside Robinhood’s direct control but will factor into the net cost to move.

Understanding these categories helps frame the central question: does robinhood charge to transfer stocks? The primary charge you’ll face while moving in‑kind securities out is the outgoing ACATS fee.

Eligible and ineligible assets for ACATS transfers

Not every asset on Robinhood can be moved via ACATS. Knowing what is eligible helps avoid surprises.

Transferable via ACATS (commonly):

• Whole, settled equity shares of U.S.‑listed stocks.
• Many exchange‑traded funds (ETFs) and American depositary receipts when held as whole shares.
• Some options positions (subject to receiving broker acceptance and exercise/assignment rules).
• Cash balances that settle and are included in transfer requests.

Commonly non‑transferable or limited:

• Fractional shares: Robinhood’s fractional share holdings cannot typically be transferred via ACATS in fractional form. Full‑account ACATS transfers may trigger liquidation of fractional positions into cash if allowed by Robinhood’s policies.
• Most crypto held on Robinhood: Historically, crypto assets on Robinhood could be non‑transferable to external wallets depending on the token and platform rules; policies vary by token and over time.
• Certain mutual funds and some less liquid or foreign securities may be excluded or require special handling.
• Some complex derivatives, leveraged ETFs, or constrained securities may be rejected by the receiving broker.

Because of these differences, when users ask "does robinhood charge to transfer stocks" they should also confirm asset eligibility; a transfer fee may be charged only to discover some holdings cannot move in‑kind and must be sold.

Partial vs full ACATS transfers and special handling

• Partial ACATS transfer: You can usually request a partial transfer of specific positions while leaving the rest of the account intact. A partial transfer will move only designated assets and typically leaves fractional shares or unsettled trades in the account.

• Full ACATS transfer (transfer entire account): A full transfer moves all transferable assets and may force the liquidation of certain non‑transferable holdings (for example, fractional shares). Some brokerages place a temporary restriction or close the account after a full ACATS transfer — your account access may be limited during the transfer process.

• Fractional shares handling: If you request a full transfer and you have fractional shares, Robinhood may convert fractional positions to cash and include them in the account transfer cash balance or liquidate them, depending on policy. This can create taxable events.

• Unsettled trades: Positions from unsettled trades typically cannot be moved until settlement completes; those items may delay the transfer or require special action.

When considering "does robinhood charge to transfer stocks?" remember that partial transfers may avoid liquidations and preserve certain holdings, but the $75 outgoing ACATS fee usually still applies per account for outgoing transfers.

Transfer process and timing

Typical steps to initiate an ACATS transfer out of Robinhood:

1. Contact the receiving broker/custodian (the broker you want to move assets to). Transfers are usually receiver‑initiated: the receiving firm submits the ACATS transfer request.
2. Provide accurate account details and list the positions to be moved (or request a full account transfer).
3. The receiving broker communicates with Robinhood via ACATS to request the assets.
4. Robinhood processes the request, confirms holdings and eligibility, and either transfers in‑kind or returns items that are ineligible.

Timing:

• ACATS transfers commonly take 5–7 business days for standard transfers, but timing can vary based on complexity, partial vs full transfers, unsettled trades, or issues flagged during the process.
• Partial transfers and simple transfers of whole, settled shares often complete toward the faster end of that window.
• Full transfers that require liquidation of fractional positions or settlement of pending trades can extend the timeline.

What happens during and after the transfer:

• During a full ACATS transfer, the delivering account may be restricted from certain activity until completion.
• Any non‑transferable holdings may be liquidated or remain in the account depending on policies; verify whether liquidations will be automatic and whether that creates tax events.
• Once the transfer completes, confirm cost basis and position quantities in the receiving account and keep records for tax reporting.

Internal transfers between Robinhood accounts

• Fee: Internal transfers among Robinhood accounts you own are typically fee‑free.
• Limits: Transfers may be restricted by account type (for example, moving assets between taxable and retirement accounts often isn’t permitted). Some assets or fractional holdings might not move between certain account types.
• Daily and minimums: Internal transfer policies may include daily limits or minimums for specific asset moves; consult your account settings.
• Margin/short constraints: Margin or short positions may block internal transfers until closed or adjusted.

Internal transfers are a common way to reorganize holdings without incurring the outgoing ACATS fee, so if you have multiple Robinhood accounts, that may be an alternative when answering "does robinhood charge to transfer stocks?" for moves that stay inside Robinhood.

Tax, cost‑basis, and recordkeeping considerations

• Cost basis preservation: ACATS transfers typically move cost‑basis information with the position, but accuracy depends on the delivering broker’s records. Always verify cost basis in the receiving broker’s statements after the transfer.
• Form 1099 reporting: Transfers themselves do not generally create 1099‑B events, but any forced liquidation (e.g., fractionals) will produce trade records and may produce taxable events reported on Form 1099‑B.
• Documentation: Keep screenshots and copies of confirmations from both delivering and receiving brokers showing position quantities, cost basis, and the transfer date in case of discrepancies.

A practical step when considering "does robinhood charge to transfer stocks?" is to confirm whether your cost basis will transfer and, if not, retain original broker records to support tax reporting.

How to avoid or reduce transfer costs

If you want to minimize or avoid transfer fees, consider these options:

• Transfer in instead of out: If you are moving assets into Robinhood, the incoming transfer reimbursement (commonly up to $75) can neutralize the broker‑imposed fee at the originating broker.
• Consolidate internally: Move assets between accounts you control within Robinhood to avoid ACATS fees.
• Sell and withdraw cash: Selling positions and withdrawing cash via ACH may avoid the $75 ACATS fee but can trigger taxes and expose you to market timing risk.
• Negotiate or confirm exemptions: Check if the receiving broker will cover outgoing fees or if exemptions apply for certain account types or promotions.
• Choose partial transfers: Move only cost‑effective positions to reduce the number of accounts you must transfer and potentially reduce the number of per‑account fees.

When deciding, compare the $75 outgoing ACATS fee (the key answer to "does robinhood charge to transfer stocks?") against potential tax costs, market exposure from selling, and time/value of staying invested.

Common exceptions, pitfalls and warnings

• Negative balances or margin: Accounts with margin debt, negative cash, or unsettled trades may be blocked from transfer until resolved.
• Fractional share limitations: Fractional positions often cannot be moved and may be liquidated, causing taxable events.
• Crypto held on Robinhood: Many crypto assets are not transferable off Robinhood as native tokens; check token‑level policies before requesting a transfer.
• Options and complex positions: Options positions may require special acceptance by the receiving broker and can complicate or delay transfers.
• Receiving/delivering fees: The delivering or receiving broker may assess their own fees; even if Robinhood charges $75 for outgoing transfers, additional costs can come from the other side.
• Timing around dividends or corporate actions: Initiating transfers near ex‑dividend dates, record dates, or corporate actions can change entitlements; check with both brokers.

These pitfalls matter when you ask "does robinhood charge to transfer stocks?" because the $75 fee may be only part of the practical cost if additional issues arise.

Historical fee notes and changes

Broker transfer fees and reimbursement amounts have changed over time across the industry. Firms periodically update flat ACATS fees and promotional reimbursement levels. As of January 22, 2026, Robinhood’s commonly quoted outgoing ACATS fee is $75 and incoming reimbursements are generally up to $75 for eligible transfers. Always check the most recent Robinhood Fee Schedule and Help Center postings for the latest figures and any promotional adjustments.

As of January 22, 2026, according to Robinhood Help Center guidance, these were the commonly stated amounts; policies and dollar caps have changed historically and may change again.

Frequently asked questions (FAQ)

Q: Will Robinhood transfer fractional shares?

A: No—fractional shares on Robinhood typically cannot be transferred via ACATS in fractional form. A full account transfer may trigger liquidation of fractional holdings into cash. If you need to move fractional positions, confirm with Robinhood support how they will be handled.

Q: Does Robinhood charge per‑account or per‑transfer?

A: Robinhood’s outgoing ACATS fee is assessed per account transferred. Moving multiple accounts will generally incur the fee for each account moved.

Q: How long does a transfer take?

A: Typical ACATS transfers take about 5–7 business days, though some transfers may complete faster or take longer depending on complexity, unsettled items, or manual review.

Q: Can I transfer options or IRAs?

A: Options transfers are possible but depend on the receiving broker’s acceptance and may require special handling. Transfers involving IRAs (retirement accounts) are possible but may be limited by account‑type rules; some moves may require an account‑type match.

Q: Does Robinhood reimburse transfer fees when transferring in?

A: Robinhood commonly reimburses incoming transfer fees up to a stated cap (often $75) for eligible transfers. Check current Help Center guidance and any minimum transfer value requirements.

Q: If I sell and withdraw cash, will that be cheaper than ACATS?

A: Selling and withdrawing cash may avoid the outgoing ACATS fee but creates potential tax events and market timing risk. Compare the flat ACATS fee to expected taxes and the value of staying invested before deciding.

References and official resources

As of January 22, 2026, the following official Robinhood resources are the best places to confirm up‑to‑date policies and amounts:

• Robinhood Help Center — Transfer Your Assets Out (details on ACATS outgoing process and fees).
• Robinhood Help Center — Transfer Your Assets In (details on transfer‑in reimbursements and eligibility).
• Robinhood Help Center — Are There Fees for Transfers? (summary of fee schedule).
• Robinhood Financial — Fee Schedule and account documentation (for regulatory and service fees).

As of January 22, 2026, according to Robinhood Help Center postings, the common outgoing ACATS fee is $75 and incoming reimbursements are typically up to $75 for eligible transfers.

Sources: As of January 22, 2026, according to Robinhood Help Center materials and the Robinhood Financial Fee Schedule.

Practical next steps and Bitget note

If you are still asking "does robinhood charge to transfer stocks?" and deciding whether to move positions:

• Confirm the assets you want to move are ACATS‑eligible and whether fractional shares will be impacted.
• Ask the receiving broker to initiate the ACATS transfer and confirm who pays which fees and whether reimbursements apply.
• Gather records showing cost basis and settlement history before transfer completion.

If you’re exploring alternatives in crypto or multi‑asset custody, consider Bitget and Bitget Wallet for secure trading and custody options. Explore Bitget features to compare transfer, custody, and fee structures relevant to your goals.

Further explore Bitget resources to evaluate how Bitget’s services align with your transfer and custody needs.