Toast, Inc.

• TOST Stock Price 24h change: +1.19%. From 32.76 USD to 33.15 USD. The stock slightly outperformed the broader market gains (S&P 500 +1.16%) as investors processed Toast's expansion of its AI platform into the retail sector, moving beyond its core restaurant focus.
• From a technical perspective, the stock is currently in a "short-term bearish but stabilizing" phase. Key indicators like the 14-day RSI (43.4) and MACD (-0.4) lean toward a sell signal, with the price trading below major moving averages (MA50 at 34.44). However, it found support near the 32.60 level, and a recent uptick suggests a potential attempt to digest previous monthly losses.
• Toast announced the expansion of its AI-powered platform to target the broader retail market, introducing tools for invoice scanning and catalog management to compete with general retail POS providers.
• Analysts at Zacks recently maintained a #3 (Hold) rank for TOST, noting that while the stock has dropped ~10% over the last month, expected year-over-year earnings growth remains high at approximately 380%.
• Internal filings revealed that Toast's CFO and CRO sold a portion of their holdings in early January as part of scheduled transactions, though institutional interest remains active with new stakes being acquired by firms like Nordea Investment Management.
• The restaurant technology sector is seeing a massive shift toward "Agentic AI," with major players like DoorDash and Uber testing AI-powered search and ordering agents that integrate directly with merchant POS systems.
• Industry reports for early 2026 indicate a surge in M&A activity within the hospitality tech space, driven by the need for consolidation among fragmented software providers facing high labor and food cost pressures.

• TOST Stock Price 24h change: +1.92%. From 32.76 USD to 33.39 USD. (Jan 21, 2026 close)
• From a technical perspective, the stock is showing a "Strong Sell" signal as it trades below its 5-day ($33.67) and 50-day ($35.19) moving averages. While the Relative Strength Index (RSI) is neutral at 38.18, most momentum indicators like MACD (-0.51) and various SMAs suggest a continued short-term bearish trend following recent pullbacks.
• Toast recently appointed Rossana Niola, a veteran from Mastercard, as its Chief Accounting Officer to strengthen financial oversight as it expands into broader retail AI tools.
• Institutional activity shows a mixed sentiment: Nordea Investment Management increased its stake in TOST by nearly 50% in the last quarter, while QRG Capital Management reduced its holding by 40%.
• Company insiders, including the CEO and CFO, have been net sellers over the past 90 days, offloading approximately $3.63 million in shares as the stock navigates a period of high volatility.
• US fintech Payoneer announced the acquisition of Boundless to enhance its global payroll and compliance capabilities, reflecting continued consolidation in the international workforce management sector.
• Major public sector banks are increasingly challenging established fintechs by deploying their own QR-code payment and "soundbox" systems to capture the small-merchant digital payment ecosystem.