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Fair Isaac Corporation stock logo

Fair Isaac Corporation

FICO·NYSE

Last updated as of 2026-02-12 18:26 EST. Stock price information is sourced from TradingView and reflects real-time market prices.

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FICO stock price change

On the last trading day, FICO stock closed at 1318.50 USD, with a price change of -3.29% for the day.
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FICO key data

Previous close1318.50 USD
Market cap31.28B USD
Volume40.42K
P/E ratio48.81
Dividend yield (TTM)0.00%
Dividend amount-
Last ex-dividend date-
Last payment date-
EPS diluted (TTM)27.01 USD
Net income (FY)651.95M USD
Revenue (FY)1.99B USD
Next report dateMay 6, 2026
EPS estimate10.670 USD
Revenue estimate621.74M USD USD
Shares float23.01M
Beta (1Y)1.26
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Fair Isaac Corporation overview

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.
Sector
Commercial services
Industry
Financial Publishing/Services
CEO
William J. Lansing
Headquarters
Bozeman
Website
fico.com
Founded
1956
Employees (FY)
3.81K
Change (1Y)
+225 +6.27%
Revenue / Employee (1Y)
522.40K USD
Net income / Employee (1Y)
171.07K USD

FICO Pulse

Daily updates on FICO stock prices, fund flows, and market news, generated by AI and reviewed by our team of analysts. Always DYOR.

• FICO Stock Price 24h change: -1.26%. From 1,380.68 USD to 1,363.31 USD.
The stock hit a 52-week low of 1,284.03 USD recently; the decline is driven by broader "SaaSpocalypse" software sector rotations and concerns over regulatory shifts in credit-scoring models, despite exceeding Q1 2026 earnings expectations with a 16% revenue increase.• From a technical perspective, FICO is in a "Strong Bearish" phase: the stock is trading below its 5-day, 20-day, 50-day, and 200-day moving averages. While the RSI (14) at 29.5 indicates an oversold condition that might trigger a short-term bounce, the persistent negative MACD and downward-sloping SMA lines suggest a dominant sell trend with strong resistance near 1,370 USD.• FICO reported Q1 2026 revenue of $512 million (up 16% YoY) and non-GAAP EPS of $7.33, beating analyst estimates, yet shares fell as investors focused on high P/E valuation risks and regulatory uncertainty.• The company launched a new Direct Licensing Program for mortgage lending, aiming to monetize intellectual property directly and bypass traditional bureau mark-ups, which received positive feedback from industry regulators.• FICO entered a global partnership with Tech Mahindra to establish a Centre of Excellence for AI-powered decisioning, targeting expanded adoption in the banking and insurance sectors.• The software sector is facing a "SaaSpocalypse" as investors rotate out of legacy SaaS names into AI infrastructure, fearing agentic AI will cannibalize traditional per-seat subscription models.• A new global study indicates financial institutions are moving from AI experimentation to full execution, with 90% of firms now using AI for fraud detection, though security implementation gaps remain a key concern.
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about 7h ago
• FICO Stock Price 24h change: -1.31%. From 1,391.00 USD to 1,372.76 USD.
• From a technical perspective, the stock is showing a "bearish trend with oversold signals": it trades below its 200-day and 50-day moving averages ($1,668 and $1,590 respectively), signaling a strong downtrend, while the RSI at 33.86 and CCI at -121.88 suggest it is approaching oversold territory and may be due for a technical bounce.
• Fair Isaac entered a major global partnership with Tech Mahindra to expand AI-powered decisioning solutions, establishing a new Centre of Excellence to drive industry-specific use cases beyond traditional banking.
• InvestingPro analysis highlighted that FICO shares have declined significantly from 2024 peaks due to high valuation multiples and emerging competition from alternative credit scoring models like VantageScore.
• FICO's Q1 2026 earnings beat consensus expectations with $7.33 EPS on $766M revenue, though the stock faced pressure as investors reassessed long-term growth guidance amidst regulatory scrutiny.
• The financial services and software sectors experienced sharp volatility as the "Anthropic Effect" caused a revaluation of SaaS models, with investors fearing autonomous AI agents could disrupt traditional enterprise software business structures.
• Major financial indices reached historic milestones, with the Dow Jones crossing 50,000, even as high-multiple software stocks lagged behind hardware and AI infrastructure gainers.
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about 1D ago

FICO stock price forecast

According to technical indicators for FICO stock, the price is likely to fluctuate within the range of 1412.19–1709.21 USD over the next week. Market analysts predict that the price of FICO stock will likely fluctuate within the range of 1259.72–1830.00 USD over the next months.

Based on 1-year price forecasts from 84 analysts, the highest estimate is 4054.93 USD, while the lowest estimate is 1415.09 USD.

For more information, please see the FICO stock price forecast Stock Price Forecast page.

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FAQ

What is the stock price of Fair Isaac Corporation?

FICO is currently priced at 1318.50 USD — its price has changed by -3.29% over the past 24 hours. You can track the stock price performance of Fair Isaac Corporation more closely on the price chart at the top of this page.

What is the stock ticker of Fair Isaac Corporation?

Depending on the exchange, the stock ticker may vary. For instance, on NYSE, Fair Isaac Corporation is traded under the ticker FICO.

What is the stock forecast of FICO?

We've gathered analysts' opinions on Fair Isaac Corporation's future price. According to their forecasts, FICO has a maximum estimate of 13185.00 USD and a minimum estimate of 2637.00 USD.

What is the market cap of Fair Isaac Corporation?

Fair Isaac Corporation has a market capitalization of 31.28B USD.

What is P/E ratio (TTM)?

The P/E ratio (TTM) stands for price-to-earnings ratio (trailing twelve months). It is a historical valuation metric calculated using a company's earnings per share (EPS) over the most recent twelve consecutive months, reflecting the company's past profitability.

The P/E ratio measures the relationship between a stock's price and a company's profitability, and is often used as a basis for judging whether a stock is "cheap" or "expensive."

P/E ratio = market price (P) ÷ earnings per share (EPS), or P/E ratio = total market capitalization ÷ net profit attributable to shareholders

The interpretation of the P/E ratio (TTM) should always be considered alongside other factors and is mainly used for valuation comparisons rather than as a standalone indicator.

  • A lower P/E ratio (TTM) means investors are paying less for each unit of earnings. This may indicate that the stock is undervalued, or that the market has limited expectations for the company's future growth, such as in mature or slow-growing industries.
  • A higher P/E ratio (TTM) means investors are paying more for each unit of earnings. This often reflects expectations of strong future earnings growth, which is common among growth or technology stocks, though it may also suggest the stock is overvalued.
  • Comparison with peers: Compare the company's P/E (TTM) with the average or median P/E of other companies in the same industry. A significantly higher P/E may require further analysis to determine whether the company's high valuation is justified by stronger growth prospects or competitive advantages.
  • Comparison with historical levels: Compare the company's current P/E (TTM) with its own historical average (such as over the past 5 or 10 years) to assess whether the current valuation is at a historical high or low.
  • Comparison with the broader market: Compare the company's P/E (TTM) with major market indices (such as the S&P 500) to see how the market is valuing the company overall.

P/E ratios can vary widely across industries, and there is no single "ideal" P/E level. A reasonable P/E range depends on the industry, the company's growth potential, and the broader macroeconomic environment. Investment decisions should not rely solely on the P/E ratio (TTM) but should be based on a comprehensive analysis that includes company quality, growth prospects, and financial health.

Can I trade stocks on Bitget?

You can trade stocks on Bitget, but mainly through stock tokens and stock perps, rather than by directly buying or selling traditional stocks.

This approach reflects Bitget's vision as a Universal Exchange (UEX), designed to connect traditional financial markets with cryptocurrency markets.

Bitget currently offers the following stock-related trading formats:

1. Stock tokens (spot)

Nature: Stock tokens are digital tokens pegged to the price of specific traditional stocks (such as TSLAUSDT and NVDAUSDT) and are traded on Bitget's spot market.

Features: When you trade stock tokens, you are buying and holding tokens rather than owning the underlying traditional stocks.

  • The price of these tokens generally follows the price movements of the stocks they are pegged to, such as Tesla or Nvidia.
  • The advantage is that you can participate in the price movements of traditional financial assets, such as U.S. stocks, using cryptocurrencies (for example, USDT), without the need for a traditional brokerage account.

2. Stock perps

Nature: Bitget also offers USDT-margined perpetual futures, commonly referred to as stock perps, based on major U.S. blue-chip stocks such as Tesla and Meta.

Characteristics: Stock perps are derivative products that allow you to take a bullish or bearish view on the future price of an underlying stock through margin trading. These products typically support leverage, such as up to 25x.

It does not involve owning the underlying stock. Instead, profits and losses are settled based on price movements of the futures.

Important note: When trading stock perps on Bitget, you are participating in derivative markets within the cryptocurrency ecosystem. This is fundamentally different from purchasing publicly traded shares through a traditional brokerage, as you do not own equity in the underlying company.

Futures trading and the use of leverage involve high risk. Please ensure you fully understand the risks before trading.

If you wish to directly hold equity in traditional stocks and enjoy shareholder rights (such as receiving dividends), you must trade through a regulated traditional securities brokerage or brokerage platform.

What are the advantages of Bitget's stock perps?

Bitget's stock perps—typically perpetual futures based on stock tokens prices—are an innovative offering that allows cryptocurrency platforms to provide exposure to traditional financial markets.

Compared to traditional stock or futures trading, they offer several unique advantages, primarily due to the platform's trading infrastructure.

Bitget's stock perps, typically USDT-denominated derivatives, offer the following key advantages:

1. Trading convenience and global accessibility

  • 24/7 trading: Traditional stock markets, such as U.S. equity markets, operate during fixed trading hours. In contrast, cryptocurrency derivatives markets are typically open 24/7. This means investors can trade anytime, capitalizing on breaking news or market fluctuations.
  • Lower entry barriers and faster onboarding: Compared with traditional brokerages, which often require extensive identity verification and lengthy account setup processes, Bitget generally offers faster account onboarding. Users can trade using cryptocurrencies such as USDT, without the need for complex fiat deposit and withdrawal procedures.
  • Global accessibility: Users can access derivatives trading linked to globally recognized stocks via the Bitget platform, subject to applicable regulations.

2. Capital efficiency and high leverage

  • High leverage options: Stock perps typically offer higher leverage than traditional stock trading (for example, up to 25x). This allows traders to control larger positions with smaller margin requirements, improving capital efficiency.
    Note: While high leverage can amplify gains, it also amplifies losses proportionally.
  • Two-way trading: Traders can easily take both long and short positions. This means traders can potentially profit from market volatility whether stock prices rise or fall, provided the market direction is correctly anticipated.

3. Trading and settlement using cryptocurrency

  • USDT margin: Stock perps on Bitget typically use USDT (or other stablecoins) as the margin and settlement currency. For users who already hold cryptocurrency, there is no need to convert assets into fiat currency, allowing them to trade directly with stablecoins.
  • Efficient fund transfers: Crypto-based transfers and settlements are typically faster than traditional fiat systems, enabling more efficient global fund allocation.

4. Integration

One-stop platform: Bitget allows users to trade spot cryptocurrencies, crypto derivatives, and stock perps on a single platform, making it easier to manage different asset types in one place.

Risk warning:

While Bitget's stock perps offer several advantages, it is important to understand the associated risks.

  • High leverage risk: Leveraged trading can result in rapid loss of your entire margin.
  • No equity ownership: When trading stock perps, you do not own the underlying shares. As a result, you are not entitled to dividends or voting rights.
  • Market liquidity risk: Tokenized stock perps may have lower liquidity than their counterparts in traditional stock markets, especially outside regular trading hours.

In summary, Bitget's stock perps offer advantages such as greater trading flexibility, lower entry barriers, and higher capital efficiency.

What are the trading fees for Bitget stock perps?

Trading fees for Bitget stock perps (USDT-margined perpetual futures) mainly include transaction fees and funding rates.

Transaction fees:

Bitget offers limited-time fee promotions for stock perps (especially tokenized stock perps) from time to time to attract traders.

Standard reference rates: Under Bitget's standard futures fee structure, the taker fee is typically around 0.06%, while the maker fee is around 0.02%.

Current promotions for stock perps (important): To promote its stock perps products, Bitget is offering discounted transaction fees during Q4 2025, with taker fees as low as 0.006% and maker fees as low as 0.002%. There is also a limited-time promotion offering zero-fee trading for spot stock tokens.

Recommendation: Since promotional activities are subject to change or end at any time, please visit Bitget's official Fee overview or Announcement Center page for the latest and most accurate rates at the time of trading.

Funding rate:

The funding rate is a key mechanism in perpetual futures (including stock perps) that helps keep the futures price closely aligned with the spot price of the underlying asset. It is not a fee charged by the platform, but a periodic payment exchanged between long and short traders.

Funding rates fluctuate dynamically and are mainly driven by market sentiment and imbalances between long and short positions. Stock perps generally experience lower volatility than cryptocurrencies, so funding rates are often relatively low during stable market conditions. However, during earnings seasons or major positive or negative news events, heavy concentration of long or short positions—such as in high-growth technology stocks like Tesla or Nvidia—can create significant imbalances, causing funding rates to spike in the short term.

Funding payments are typically settled every 8 hours. If you close your position before the funding settlement time, no funding payment will be charged or received.

Funding rates are not fixed. If you hold a position for an extended period, high positive funding rates (for long positions) or high negative funding rates (for short positions) will affect your overall holding costs or potential returns. For this reason, it is important to monitor the funding rate in real time on the trading interface.

NYSE/
FICO