Citigroup, Inc.

• C Stock Price 24h change: +0.94%. From 112.80 USD to 113.86 USD.
The price increase was driven by positive sentiment following an earnings beat (EPS $1.81 vs. $1.65 estimated) and executive comments downplaying the likelihood of a proposed 10% credit card rate cap passing Congress.
• From a technical perspective, Citigroup is showing a "neutral to bearish" short-term alignment. While the 200-day moving average ($101.74) remains supportive of the long-term trend, the stock is currently trading below its 5-day ($114.34) and 10-day ($114.06) averages, with an RSI of 42.8 indicating a lack of immediate upward momentum.
• Citigroup CEO Jane Fraser stated she does not expect Congress to approve a proposed 10% cap on credit card interest rates, easing investor fears of a major hit to high-margin card revenues.
• Citigroup is reportedly considering ending "fixed-pay allowances" for senior UK executives, a move aimed at aligning with post-Brexit regulatory changes and tightening cost discipline.
• The bank successfully priced 4.10% callable fixed-rate notes due in 2029, intended to qualify as eligible debt under the Federal Reserve's "Total Loss-Absorbing Capacity" (TLAC) requirements.
• J.P. Morgan’s latest Business Leaders Outlook survey reveals that 71% of U.S. midsize business leaders remain optimistic about their own firm’s performance in 2026, despite growing concerns over tariffs and broader economic uncertainty.
• State Street and Swift separately announced major milestones in digital asset infrastructure; State Street launched a platform for tokenized money market funds and ETFs, while Swift completed trials for end-to-end tokenized bond settlement with major European banks.

• C Stock Price 24h change: -4.44%. From 118.04 USD to 112.80 USD.
The decline was primarily driven by a headline miss in Q4 2025 revenue ($19.9B vs $20.55B expected) and high restructuring costs, coupled with investor anxiety over a proposed 10% federal cap on credit card interest rates.• From a technical perspective, Citigroup is showing a "bullish trend with a short-term correction": the stock recently broke above its medium-term rising trend channel but is now retracing to digest gains. Key support is identified at approximately $104, while the 50-day moving average sits at $111.25, suggesting the long-term upward momentum remains intact despite the post-earnings sell-off.• Citigroup reported a Q4 net income of $2.5 billion, a 13.5% YoY decrease, weighed down by a $1.2 billion pre-tax loss related to the finalized sale of its Russian subsidiary.• The bank is pushing forward with its "Project Bora Bora" transformation, announcing approximately 1,000 job cuts this week as part of its goal to eliminate 20,000 roles by the end of 2026.• Citigroup declared a quarterly common stock dividend of $0.60 per share, payable on February 27, 2026, signaling continued commitment to shareholder returns despite restructuring headwinds.• The Trump administration proposed a one-year, 10% cap on credit card interest rates effective January 2026, causing significant volatility and sell-offs across major lenders like Capital One and Synchrony Financial.• U.S. financial markets faced additional pressure as federal prosecutors opened an investigation into Fed Chair Jerome Powell's testimony, heightening concerns over central bank independence and steering flows into defensive assets.