United States Dollar Cat priceUSDC

BREAKING: Circle Gets U.S. Federal Banking Approval The OCC has granted conditional approval for Circle to establish "First National Digital Currency Bank", a federally regulated trust bank. What this means: → $USDC Reserve now under federal oversight → First stablecoin issuer to receive this charter → Meets GENIUS Act stablecoin law requirements → Ripple, Paxos, BitGo & Fidelity also approved Key context: This is a Trust Bank (custody & fiduciary services only) Cannot accept deposits or offer FDIC insurance Approval is conditional, final steps still pending Why it matters: Strongest regulatory backing any stablecoin has achieved in the U.S. Major trust signal for USDC and crypto's mainstream adoption.

𝘽𝙞𝙩𝙜𝙚𝙩 𝙊𝙣-𝘾𝙝𝙖𝙞𝙣 𝙀𝙖𝙧𝙣𝙞𝙣𝙜: 𝘼 𝙉𝙚𝙬 𝙎𝙩𝙖𝙣𝙙𝙖𝙧𝙙 𝙛𝙤𝙧 𝙎𝙩𝙖𝙗𝙡𝙚𝙘𝙤𝙞𝙣 𝙔𝙞𝙚𝙡𝙙 As market conditions evolve, many crypto users are paying closer attention to how yield is generated, not just how high it appears. In this context, Bitget’s On-Chain Earn product introduces an approach that combines centralized platform access with on-chain deployment. This article reviews the product structure, features, and potential use cases from a user and market perspective. 𝙊𝙫𝙚𝙧𝙫𝙞𝙚𝙬 𝙤𝙛 𝙔𝙞𝙚𝙡𝙙 𝙊𝙛𝙛𝙚𝙧𝙞𝙣𝙜𝙨 Bitget On-Chain Earn currently offers: Up to 12% APR on USDC Up to 7% APR on USDT These rates are higher than many traditional flexible savings products and some centralized yield options. The structure allows users to earn yield without committing to fixed lock-up periods, which may appeal to users who prioritize liquidity flexibility. 𝙐𝙄𝘿-𝙇𝙞𝙣𝙠𝙚𝙙 𝙊𝙣-𝘾𝙝𝙖𝙞𝙣 𝘼𝙙𝙙𝙧𝙚𝙨𝙨 𝙈𝙚𝙘𝙝𝙖𝙣𝙞𝙨𝙢 A key feature of the product is the UID-linked on-chain address system. Under this model: Each user is assigned a dedicated on-chain address Assets are deployed on-chain with clear separation per user On-chain transactions can be independently viewed This design improves visibility into how funds are utilized and may help users better understand asset movement compared to pooled or opaque structures. 𝘾𝙚𝘿𝙚𝙁𝙞 𝘼𝙘𝙘𝙚𝙨𝙨 𝙬𝙞𝙩𝙝 𝙍𝙚𝙙𝙪𝙘𝙚𝙙 𝙊𝙥𝙚𝙧𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝘾𝙤𝙢𝙥𝙡𝙚𝙭𝙞𝙩𝙮 The product is designed to lower some common barriers associated with direct DeFi participation: No requirement to manage private keys No need to prepare or pay gas fees manually Access through a familiar centralized interface By covering gas fees at the platform level, Bitget simplifies on-chain participation, particularly for users who are new to DeFi or prefer a more streamlined experience. 𝙇𝙞𝙦𝙪𝙞𝙙𝙞𝙩𝙮 𝙖𝙣𝙙 𝙁𝙡𝙚𝙭𝙞𝙗𝙞𝙡𝙞𝙩𝙮 Another notable aspect is liquidity management: Subscriptions are processed quickly Redemptions are flexible Interest accrues on a second-by-second basis This structure differs from fixed-term staking products and may be suitable for users who want to adjust positions in response to market changes. 𝙈𝙖𝙧𝙠𝙚𝙩 𝘾𝙤𝙣𝙩𝙚𝙭𝙩: 𝙎𝙩𝙖𝙗𝙡𝙚𝙘𝙤𝙞𝙣 𝙔𝙞𝙚𝙡𝙙 𝙞𝙣 𝘼 𝙎𝙚𝙡𝙚𝙘𝙩𝙞𝙫𝙚 𝙀𝙣𝙫𝙞𝙧𝙤𝙣𝙢𝙚𝙣𝙩 In an environment where: Interest rate expectations are shifting Risk assets show uneven performance Liquidity allocation is increasingly selective Stablecoin yield products are often used as capital management tools, rather than purely speculative strategies. On-chain earn products may serve as a middle ground between traditional savings and fully self-managed DeFi participation. 𝙋𝙤𝙩𝙚𝙣𝙩𝙞𝙖𝙡 𝙐𝙨𝙚 𝘾𝙖𝙨𝙚𝙨 Capital efficiency: Earning yield while maintaining stablecoin exposure Liquidity management: Keeping funds accessible during uncertain market phases DeFi exploration: Gaining on-chain exposure without full self-custody complexity Transparency-focused users: Preference for observable on-chain activity 𝙁𝙞𝙣𝙖𝙡 𝙊𝙗𝙨𝙚𝙧𝙫𝙖𝙩𝙞𝙤𝙣 Bitget On-Chain Earn presents a structured approach to stablecoin yield that emphasizes accessibility and on-chain visibility. While users should always assess risk and suitability individually, the product highlights how CeFi platforms are experimenting with on-chain deployment models. For users evaluating stablecoin yield options, this model offers an additional framework to consider. $SOL $ETH $BTC

Bitget On-Chain Earning: Share your earnings insights and split 1,000 USDT. Bitget is joining forces with Morpho and Arbitrum to redefine on-chain earnings! Share your insights on our upgraded USDT/USDC products and grab a share of the prize pool. 🎁 Total Prize Pool: 1,000 USDT 🏆 Quality Content Award: 30 winners, 33.3 USDT each ⏰ Event Period: Dec 30, 2025, 20:00 – Jan 14, 2026, 23:59 (UTC+8) $BTC $ETH $BCH

$USDC soon to 500 dollar 🤣