Cobo AI Head of Growth Brad Bao: AI Agents Have Started to "Manage Money"; Core Challenges Shift to Trust and Certainty

BlockBeats news, on April 21st, Cobo AI Growth Lead Brad Bao shared at the offline event themed "Decoding Web 4.0: When AI Agent Takes Over On-chain Authority" that AI Agent participation in fund utilization and asset management has shifted from concept to reality, and "whether Agents will manage money" is no longer a question. As more Agents directly access wallets to execute transactions, the industry has already seen risk cases such as funds not arriving as expected. In response, the team continuously documents issues and risks encountered by Agents in real trading through an experimental system, driving improvements to related mechanisms.

Brad Bao pointed out that the core contradiction in the current industry is: if Agents lack autonomy, their value is no different than traditional automated trading tools; but if they lack verifiable determinism, humans cannot confidently hand over fund management authority to Agents. This tension between "autonomy vs. determinism" is becoming a critical bottleneck for AI Agents as they move toward becoming on-chain financial infrastructure.