Circle plans on-chain refund protocol for Arc blockchain
Key Takeaways
- Circle plans to launch an on-chain refund protocol for its Arc blockchain to address fraud and compliance issues in stablecoin transactions.
- The Refund Protocol will use escrow and arbiter-resolved refunds to let treasury teams and banks manage disputes fully on-chain.
Share this article
Circle plans to introduce an on-chain refund protocol for its Arc blockchain to address fraud and compliance issues in stablecoin transactions.
The Refund Protocol will hold disputed payments in escrow and enable arbiter-resolved refunds, providing a mechanism for treasury teams and banks to manage transaction disputes directly on-chain.
Arc was introduced in August 2025 as an enterprise-grade Layer-1 blockchain designed for stablecoin-powered payments, foreign exchange, and capital markets. The network emphasizes regulatory compliance while enabling instant USDC settlements for financial institutions.
In early September 2025, Circle partnered with Fireblocks to integrate Arc with the Fireblocks Network and Circle Payments Network. The collaboration aims to accelerate USDC adoption among banks through compliance-first dispute resolution tools.
The refund mechanism addresses growing institutional demand for on-chain payment infrastructure that matches traditional banking fraud protections. Treasury teams have increasingly adopted stablecoin infrastructure for payroll and settlement operations, creating a need for dispute resolution capabilities.
Share this article
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
Investing in Educational Institutions Emphasizing STEM as an Indicator of Future Workforce Developments
- U.S. higher education sees surging STEM enrollment, driven by workforce shortages and tech demand, with 3.46% of undergrads majoring in computer science/engineering in 2024. - Investors increasingly target STEM-focused institutions, aligning with 10.4% projected job growth by 2030, as K-12 STEM markets expand at 13.7% CAGR fueled by EdTech and private equity. - Persistent diversity gaps (26% women in STEM workforce) and financial strains highlight the need for inclusive programs and industry partnerships
Zcash Halving and Its Potential Impact on Cryptocurrency Market Fluctuations
- Zcash's 2025 halving cut block rewards by 50%, tightening annual inflation to 2%, sparking debates on supply reduction's impact on investor sentiment and institutional adoption. - ZEC surged 1,172% post-halving but faced extreme volatility ($736 to $25.96 in 16 days), driven by speculative trading and liquidity constraints in its $10.3B market cap. - Institutional adoption accelerated with Grayscale's $151.6M investment and Zcash ETF filing, while EU's MiCA regulations challenge privacy coins but Zcash's
ICP Price Jumps 30%: Exploring the Driving Forces and Long-Term Investment Outlook
- ICP token surged 30% in Nov 2025 to $4.71, driven by ICP 2.0 upgrades and institutional partnerships with Microsoft , Google, and SWIFT. - Price retreated to $3.50 by Dec 2025 amid waning AI hype, macroeconomic pressures, and speculative trading volatility. - NVT ratio and DCF analyses highlight valuation challenges, with optimistic 2026 price projections ($11.15–$31.89) contingent on real-world adoption and institutional traction. - Market dynamics reveal a duality: innovative infrastructure potential v
AI and Financial Stability in 2025: The Role of ICP Caffeine AI in Transforming Risk Management Amid Market Uncertainty
- ICP Caffeine AI, DFINITY's blockchain-AI platform, reduces AI inference costs by 20-40% while enabling real-time financial risk analysis through hybrid cloud-decentralized infrastructure. - AI-driven risk tools outperform traditional VaR models by 10% in predictive accuracy, achieving 60% efficiency gains for institutions through real-time data processing and regulatory integration. - Despite $237B TVL and 56% ICP price growth, the platform faces challenges including 22.4% dApp activity decline, token vo
Trending news
MoreCrypto prices
More
