Visa’s growth in stablecoin adoption is propelling digital assets into the worldwide marketplace

Visa Inc. (V) is broadening its stablecoin payment network to enable transactions on four leading blockchains—Ethereum,

, Stellar, and Avalanche. This marks a pivotal advancement in Visa’s efforts to weave digital assets into the fabric of international commerce. Announced during the company’s Q4 2025 earnings presentation, this initiative allows to handle stablecoin transactions in two fiat-backed digital currencies, which can be exchanged for more than 25 conventional fiat currencies, as reported by . Building on collaborations with stablecoin providers such as Circle and PayPal, the expansion introduces new features for banks and financial firms to issue and redeem stablecoins via Visa’s tokenized asset platform, according to .

This move fits into Visa’s larger strategy to embrace blockchain technology, which has enabled the company to process over $140 billion in stablecoin and crypto transactions since 2020. CEO Ryan McInerney pointed out the accelerating adoption of stablecoins, highlighting that Visa’s cards linked to stablecoins have seen spending multiply fourfold year-over-year, with settlement volumes exceeding a $2.5 billion annualized pace in Q4 2025, as also mentioned by Yahoo Finance. By utilizing the efficiency and transparency of blockchain, Visa seeks to streamline cross-border payments—a segment that significantly contributes to its revenue growth, as detailed in the

World article.

The rollout covers four stablecoins: Circle’s

and Euro Coin (EURC), PayPal USD (PYUSD), and Global Dollar (USDG), as noted in a . These digital assets, tied to the U.S. dollar and euro, provide price stability for daily payments and shield users from the volatility seen in other cryptocurrencies. Visa’s multi-chain strategy also delivers quicker and more cost-effective international settlements, with pilot projects already enabling banks to pre-fund transactions using stablecoins like USDC and EURC. Experts see this as a key step toward mainstream blockchain integration, positioning Visa at the forefront of connecting traditional finance with decentralized technologies, as highlighted by Coinotag.

Visa’s Q4 2025 financials demonstrate its robust performance, with net revenue climbing 12% year-over-year to $10.7 billion and adjusted earnings per share up 10%, according to

. Growth in cross-border payments—a major factor in Visa’s success—rose by 11% during the quarter, driven by increased demand for instant transactions and advanced AI-powered fraud detection, a trend emphasized by . Despite competition from AI-based platforms like Brazil’s Pix and decentralized finance (DeFi) alternatives, Visa’s $618 billion market value and $26 billion in yearly operating profits equip it to sustain its leadership while navigating regulatory and technological changes, as Bitget observed.

Looking forward, Visa anticipates that stablecoin-driven innovation will remain central in 2026. CFO Christopher Suh shared that the company aims for adjusted net revenue growth in the low double digits, with stablecoin features expected to play a significant role throughout the year as digital payment adoption accelerates, according to the Bitcoin World report. This expansion also reflects global shifts, such as stablecoin transaction volumes reaching $46 trillion annually and rising institutional interest in blockchain-powered remittances.