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Institutions Propel RLUSD's Growth as Stablecoin Connects Conventional and Digital Markets

Institutions Propel RLUSD's Growth as Stablecoin Connects Conventional and Digital Markets

Bitget-RWA2025/09/26 21:22
By:Coin World

- Ripple's RLUSD stablecoin gains traction as institutional adoption grows via BlackRock/VanEck funds and exchange listings. - Bybit and other exchanges integrate RLUSD for cross-chain settlements, bridging traditional finance and DeFi ecosystems. - Regulatory clarity and $741M market cap position RLUSD as a specialized stablecoin for cross-border payments and tokenized assets. - SEC litigation delays major exchange listings, but proposed GENIUS Act could accelerate institutional-grade stablecoin adoption.

Institutions Propel RLUSD's Growth as Stablecoin Connects Conventional and Digital Markets image 0

The cryptocurrency landscape is experiencing a significant transformation as Bitcoin’s lagging performance has led to heightened attention on alternative assets. Stablecoins and tokenized real-world assets (RWAs) are becoming central to liquidity and institutional engagement. Ripple’s RLUSD stablecoin stands out in this shift, having secured listings on leading platforms such as Bybit, Bullish, Bitstamp, among others. This trend demonstrates the increasing role of stablecoins within institutional financial systems, with RLUSD now positioned as the 94th largest digital asset by market cap, valued at $741 million as of September 2025. The adoption of RLUSD is further strengthened by its integration with BlackRock’s BUIDL fund and VanEck’s VBILL fund, allowing institutional players to redeem tokenized shares for RLUSD and enabling efficient on-chain settlements Ripple’s RLUSD Stablecoin is Now Available on Bybit Exchange [ 1 ].

Bybit’s addition of RLUSD to its spot trading pairs with

, , , and highlights the stablecoin’s importance in connecting traditional and decentralized finance. The platform supports RLUSD deposits and withdrawals through both the Ethereum network and the XRP Ledger, making RLUSD a flexible option for cross-chain operations. Experts point out that Bybit’s move mirrors similar actions by Bullish and Uphold, indicating a broader industry trend where exchanges favor stablecoins with clear regulatory status and institutional support Bybit Lists Ripple’s RLUSD Following BlackRock and VanEck Integration [ 2 ]. RLUSD’s price stability is evident, currently at $0.999882 with a 24-hour range from $0.999797 to $0.99991, even though it is not yet listed on major exchanges like Binance and Coinbase Ripple USD (RLUSD) Listed by Major Crypto Exchange [ 3 ].

The collaboration between Ripple and Securitize has expanded RLUSD’s functionality by incorporating it into tokenized RWAs. Investors in BlackRock’s BUIDL and VanEck’s VBILL can now seamlessly convert their tokenized holdings into RLUSD via smart contracts, providing round-the-clock liquidity and instant settlements Ripple and Securitize Enable RLUSD Smart Contract Functionality for Tokenized Funds [ 4 ]. This advancement addresses longstanding inefficiencies in traditional finance, where settlement delays and liquidity limitations hinder asset management. Jack McDonald, Ripple’s head of stablecoins, stated that RLUSD was built for “regulatory clarity, stability, and genuine utility,” with its full USD backing and NYDFS trust charter offering assurance to institutional users Ripple’s RLUSD Expands: Is Coinbase or Binance the Next Big Listing? [ 5 ].

Market trends indicate that RLUSD’s growing institutional use could intensify competition among stablecoins. While

(USDT) and Circle’s currently lead in market capitalization, RLUSD’s emphasis on enterprise applications—like global payments and DeFi liquidity—positions it as a niche competitor. Its planned integration into the XRP Ledger through Securitize could further embed RLUSD within the XRPL network, potentially increasing transaction activity and demand for XRP RLUSD Settlement Goes Live in Securitize Treasury [ 6 ]. Moreover, RLUSD’s involvement in tokenized treasury markets, where it enables instant transfers and yield-generating assets, marks a move toward programmable finance, echoing CEO Larry Fink’s vision for a digitally native financial sector Ripple’s RLUSD Stablecoin Takes Center Stage: A New Era for Institutional Crypto Adoption [ 7 ].

Despite these advances, RLUSD still faces hurdles, especially regarding listings on Binance and Coinbase. Regulatory concerns affecting both the stablecoin provider and the exchanges have postponed these listings, as Binance and Coinbase focus on compliance amid ongoing SEC actions. Nevertheless, Ripple’s proactive stance with the proposed GENIUS Act—a federal stablecoin regulatory framework—could give RLUSD a leading edge in a compliant market. As institutional appetite for stable and liquid digital assets increases, RLUSD’s use in tokenized funds and cross-border payments could push its market cap above $700 million, solidifying its place in the current altcoin cycle Will Ripple’s RLUSD Ever List on Binance and Coinbase? [ 8 ].

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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