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YouTube Lets U.S. Creators Receive Earnings in PayPal’s PYUSD Stablecoin

YouTube Lets U.S. Creators Receive Earnings in PayPal’s PYUSD Stablecoin

DailyCoin2025/12/12 08:38
By: DailyCoin
STABLE+1.89%PYUSD-0.01%

YouTube now allows U.S. creators to receive earnings in PayPal’s dollar-backed stablecoin, PYUSD, marking a first for a major video platform.

The feature, which quietly went live this month, marks one of the most prominent uses of a regulated stablecoin within a major global digital platform.

Creators Can Choose Stablecoin Payouts

The move is enabled through PayPal’s existing payout architecture. YouTube, which traditionally distributes revenue to creators via bank transfers or PayPal balances, continues to rely on PayPal as the underlying payment processor. 

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Under the new system, any creator who selects the option can have their revenue automatically delivered in PYUSD instead of fiat currency. YouTube itself does not custody or handle any digital assets.

PayPal’s crypto lead, May Zabaneh, told Fortune that the setup has gone live and is currently available only to users in the United States.

According to her, PayPal introduced the PYUSD stablecoin option for payment recipients in the third quarter, and YouTube is now offering the same choice to U.S. creators who earn revenue from their content on the platform.

PYUSD, launched in 2023 and fully backed by U.S. dollars, is already integrated into PayPal’s payment tools, and YouTube is now adopting it for creator payouts.

Stablecoins Enter Mainstream 

The development arrives at a time when stablecoins are drawing increased attention from both regulators and major financial institutions. Recent legislative progress in Washington, including proposals that outline federal oversight for U.S. dollar-pegged stablecoins, has encouraged greater experimentation by consumer-facing platforms.

YouTube has not signaled plans to extend the option internationally. For now, the feature remains available only to U.S.-based creators who already receive payments through PayPal. The company has not commented on whether additional digital assets could eventually be supported.

Why This Matters

The move signals broader acceptance of stablecoins, giving creators faster access to earnings while highlighting their growing role in mainstream finance.

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People Also Ask:

What is PYUSD?

PYUSD is a dollar-backed stablecoin issued by PayPal and Paxos, fully supported by U.S. dollars and short-term Treasuries.

Who can receive YouTube earnings in PYUSD stablecoin?

Currently, only eligible creators based in the United States who already receive payouts via PayPal can opt in.

Are stablecoin payouts faster than traditional payments?

Potentially, yes. Stablecoins can settle transactions quickly compared to standard bank transfers, especially for cross-border payments.

Can creators sell or convert PYUSD to cash?

Yes. PYUSD can be converted to fiat currency through PayPal or transferred to wallets that support the stablecoin.

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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