US Considers Allowing Bitcoin in 401(k) Retirement Plans, Pressures SEC

• Bitcoin May Enter 401(k) Retirement Plans
• US lawmakers demand SEC action on cryptocurrencies
• Political pressure targets Bitcoin integration into pensions

In the United States, lawmakers have stepped up pressure on the Securities and Exchange Commission (SEC) to advance regulations that would allow Bitcoin to be included in 401(k) retirement plans. The move builds on an executive order signed by current President Donald Trump on August 7, which aims to expand Americans' investment options by including cryptocurrencies in traditional retirement savings plans.

The proposal, which has gained support from lawmakers such as French Hill, Ann Wagner, and Warren Davidson, seeks to modernize the retirement system by reflecting the growing demand for digital assets. The lawmakers sent a direct letter to SEC Chairman Paul Atkins, urging urgent regulation and reinforcing the need to adapt financial sector guidelines to the current market reality.

Warren Davidson, a well-known advocate of financial innovation, stated:
"Enabling ordinary Americans to access a sound currency—like Bitcoin—through retirement planning is long overdue. The regulatory landscape needs to keep pace with demand and innovation."

If the proposal moves forward, experts point out that billions of dollars could flow into the cryptocurrency market, strengthening Bitcoin's position as a traditional financial asset. This could also represent a shift in how Americans structure their long-term portfolios, paving the way for a new generation of retirement products with crypto exposure.

On the most recent date, Bitcoin was trading at $112.740,14, with a daily decline of 2,21% and a weekly decline of 2,38%. However, the asset has maintained a 6,41% appreciation over the past three months, solidifying its position as one of the most discussed options among lawmakers seeking to reform the structure of retirement investments in the US. The potential legalization of 401(k) plans could reinforce this trend and increase the degree of institutionalization of cryptocurrencies in the American financial system.